SCHEDULE TO CHARGE/MORTGAGE OF LAND
COLLATERAL MORTGAGE FROM GUARANTOR
LAND REGISTRATION REFORM ACT, 1984
FOR USE WITH STANDARD CHARGE TERMS NO. 882

This Schedule forms part of a charge made pursuant to the Land Registration Reform Act, 1984 and regulations thereunder (the "Act") (hereinafter the charge and Schedule(s) thereto are collectively called "the charge") made between the Chargor(s), the party or parties, if any, identified in the charge as the Spouse(s) of the Chargor(s) the party or parties, if any, identified in the charge as Guarantor(s), and Bank of Montreal, being the Chargee.

GUARANTEED LIABILITY

This charge is given as security for the Indebtedness, including the guarantee in writing dated the _____________ day of (month) ___________________, (year) _________ (hereinafter sometimes called the "guarantee") by the Chargor whereby the payment to the Chargee of all present and future debts and liabilities of _______________________________________________________(hereinafter called the "principal debtor") to the Chargee whether direct or indirect or otherwise was guaranteed by the Chargor up to the amount (if any)set out in the guarantee and:

(a) The taking of the charge shall not operate as a merger of the remedies of the Chargee for payment of the Indebtedness of the principal debtor referred to in any guarantee or of the remedies of the Chargee pursuant to any guarantee, and notwithstanding the charge and anything therein contained, the said remedies shall remain intact and be capable of enforcement against the principal debtor and the Chargor and all other persons liable in respect thereof in the same manner and to the same extent as if the charge had not been executed, and the charge is and shall be continuing security to the Chargee for payment of the amount of the said liability pursuant to the guarantee or guarantees and interest thereon.

(b) Any and all payments made in respect of any Indebtedness secured under the charge and the moneys or other proceeds realized from any securities held therefor (including the charge) may be applied and reapplied notwithstanding any previous application on such part or parts of the Indebtedness pursuant to the guarantee or guarantees as the Chargee may see fit.

(c) The interest rate inserted in the charge only applies to the interest payable by the Chargor pursuant to the guarantee or guarantees after demand by the Chargee for payment pursuant to such guarantee or guarantees.  The interest rate applicable to all other Indebtedness is described in Standard Charge Terms No. 882.	



BMO:lf334